Quick answer
A WDI (wood-destroying insect) inspection is a documented check for termites and other wood-destroying pests that most lenders require before a home purchase closes. In the NYC area you typically need one for a mortgage; we provide the documented report quickly to keep closings on schedule.
What is a WDI inspection?
A WDI (wood-destroying insect) inspection is a documented check for termites and other wood-destroying pests that lenders typically require before a home purchase closes. In the NYC metro it’s a standard part of the mortgage and closing process, and it protects buyers from inheriting hidden structural damage.
When you need one
- Buying a home — most lenders require a WDI report before closing.
- Selling a home — a clean report reassures buyers and keeps the deal moving.
- Older homes near grade — wood sills and framing close to soil are prime termite targets and worth checking regardless.
What the report covers
- Active infestation — termites or other wood-destroying insects currently present.
- Prior damage — evidence of past activity.
- Conducive conditions — moisture, wood-to-soil contact and other factors that invite infestation.
Why timing matters
A WDI inspection is often on the critical path to closing. Book it as soon as your closing date is set so the report is ready when the lender needs it. We turn reports around quickly — see our termite control & inspection service or call to schedule.
Termites are less common in dense NYC than in the suburbs, but WDI reports are still a routine closing requirement — and older homes, brownstones and properties near grade do see activity.